A payment option called BNPL (Buy Now, Pay Later) enables clients to order a good or service and pay for it gradually over time in installments. In e-commerce, BNPL is becoming more and more common, especially for expensive commodities like electronics or furniture.Customers who wish to make a purchase but might not have the money on hand at the moment of purchase may benefit from BNPL. Businesses can benefit from BNPL by increasing customer conversion rates and revenue while decreasing the chance that customers would leave because of cost issues.